Microsoft Secure Score The number insurers actually check

Know your score. Cross the line.

Microsoft scores every business out of 100% on security. Cyber insurers want 60%+ before they'll pay a claim — most small businesses sit far below and don't know it. We read your live score, show you exactly what's dragging it down, lift you over the line, and keep it there.

Microsoft Secure ScoreA live 0–100% rating of how protected you are Live
0%
Secure Score
Read straight from Microsoft Graph
Re‑checked every month
Mapped to the 60% insurer line
Plain‑English plan to close each gap
Insurer line 60% ✓ Above the line = covered

Illustrative example · sample data

Where most businesses sit

Below the line, and don't realise it

A typical small business scores 15–25%. Insurers want 60%+. That gap is the difference between a claim that pays out and one that's refused.

60%+
The score insurers want before they'll pay a claim
15–25%
Where most unmanaged small businesses actually sit
~70–80%
A realistic, well‑above‑the‑line target we aim for
How we lift your score Quick cloud wins first, then the deeper hardening

From "below the line" to "covered"

Enforce MFA everywhere

MFA on every account — and phishing‑resistant MFA for admins. One of the biggest single point‑gains, and the first thing insurers check.

Block legacy authentication

Switch off the old protocols attackers use to skip MFA — a high‑value Conditional Access win that lifts the score fast.

Tighten privileged accounts

Right‑size Global Admins, separate admin identities, and clean up risky privileged‑account overlap between cloud and on‑prem.

Control app & consent risk

Lock down which apps users (and priority accounts) can consent to, so a single click can't hand data to an attacker.

Hybrid identity hardening

If you run Entra Connect, we fix the on‑prem AD issues that quietly cap your score — Operator Groups, reversible passwords, connector permissions.

Prove it every month

A plain monthly Secure Score report — current %, the trend, and the gaps closed — ready to hand to your insurer or board.

See your real Secure Score in 10 minutes

We'll read your live Microsoft 365 score, show you exactly where you stand against the 60% line, and tell you what it takes to be covered. Free, no obligation.

Book my free security check